About ACB Mortgage Solutions

Here at ACB Mortgage Solutions, we are a brokerage firm that is dedicated to finding the perfect solution for all of our clients. To accommodate the individual needs of our clients, we have established relationships with lenders that allow us to provide a wide array of products, investment tools, and some unique offerings. Whether you are looking to purchase, refinance, get equity on a property, renovate, build, or invest in a property, at ACB Mortgage Solutions you can be sure that we will always work to find the right fit and the best deal for you, while providing you with quality service and individual attention.

For our Residential clients, we specialize in Conventional Loans, FHA, VA, USDA, Jumbo, and Renovation loans. We also have some unique niche offerings to help our clients find the perfect solution for their specific circumstances.

For our Business Investor clients, we specialize in Non-QM, Investor Cash Flow, Alternative Doc/No Tax Return and Commercial Loan Products that meet our clients’ diverse needs. We have solutions for Rental Properties, New Construction, and Investor Lines of Credit.

Utilizing the latest in technology, we are able to expedite our mortgage loan process and make useful tools more accessible to our clients. We’re able to process loans with the most favorable terms, unbelievable speed, and high-touch efficiency. We also have the ability to bring multiple funding sources to our qualified clients, which allows us to build programs and offer solutions that traditional banks do not have access to. Whatever your home financing situation is, ACB Mortgage Solutions will match you with the loan product that is the perfect fit.

Why Choose Us?

Our Goal

From your first home purchase to your last, and any refinance along the way, our goal is to work with you on all your home loan needs – now and moving forward down the road


We’ve built our business based on our extensive experience, partner relationships, and providing the best customer service.


Whether you’re a first-time homebuyer, a property investor, self-employed, have non-traditional income, a veteran, or high net worth, we can match you with the mortgage that makes the most sense for you.

Meet The Team

Clifford B. Bowyer

Clifford B. Bowyer


Ashley Jimenez

Ashley Jimenez

Mortgage Loan Officer Assistant

Carl Hedin

Carl Hedin

Mortgage Processor

Shannon Tervo

Shannon Tervo

Client Relations Manager